Programs for unpaid caregivers in New Brunswick

Monthly taxable pension from age 65 for long-term residents and citizens, with a 10% increase from age 75.

Tax-free monthly top-up for low-income seniors who receive Old Age Security.

Monthly tax-free benefit for people aged 60 to 64 whose spouse or partner receives GIS and full OAS.

Monthly tax-free benefit for widowed people aged 60 to 64 with low income.

Monthly CPP disability pension for contributors under age 65 with severe and prolonged disability.

Monthly payment for children of a CPP disabled or deceased contributor.

Tax-free monthly payment added to CCB (Canada Child Benefit) for children under 18 who are approved for the DTC (Disability Tax Credit).

Non-refundable federal credit for qualifying renovations that improve accessibility or reduce risk of harm in a principal residence for a senior or a DTC-eligible person.

Refundable federal tax credit for qualifying renovations that create a self-contained secondary suite for a senior or a DTC-eligible adult in your home.

Unused disability tax credit may transfer to a spouse or other supporting person (line 31800).

Federal non-refundable tax credit for people with a severe and prolonged impairment certified on Form T2201.

Registered savings plan for people approved for the Disability Tax Credit, with federal matching grants and income-tested bonds.

Monthly or ongoing survivor benefits may apply under the *Pension Act* and the newer **Pension for Life** framework (e.g., Income Replacement Benefit for eligible survivors), depending on the veteran’s VAC file.

Non-refundable federal credit for eligible medical expenses above the threshold based on net income (and family member rules on Schedule 5).

Financial help for people in need to meet basic needs such as food, rent, utilities, and clothing.

Personalized supports for New Brunswick adults with long-term disabilities who need help with independence or community participation.

Voluntary program for families raising a child with a disability — equipment, respite, therapeutic recreation, and other unmet needs.

Annual provincial payment for eligible New Brunswick seniors receiving GIS or federal Allowance benefits.

Income-based prescription coverage with monthly premiums and copayment caps. This is coverage, not cash.

New Brunswick routes many families through Family Supports for Children with Disabilities (FSCD), a voluntary program for equipment, respite, and therapeutic recreation. Income can affect personal contributions. Call 211 for local help.

Home health services for New Brunswick residents.

Income-tested subsidies for licensed child care (Parent Subsidy or Childcare Assistance Program) when parents work, train, or have a referral and gross household income is up to $80,000.